eSuperannuation Segment

Many Australians incorrectly believe they will enjoy retirement on an income of at least $40,000 per annum. In reality only 9% retire with a yearly income over $20,000. As the Australian population ages, the government is less able to provide a pension income during retirement.

This means you will need to fund your retirement through your own superannuation contributions. The sooner you start saving for your retirement, the easier it is to ensure a financially secure future. The best advice is that you must start saving now! And once you start saving, how confident are you that your current level of superannuation contributions will be sufficient to allow you to live comfortably during retirement?

In addition, superannuation legislation is increasingly complex and subject to constant change. Research indicates that people do not know how to optimise the wealth benefits or the tax concessions that superannuation can provide. To guide you through the confusions and complexities of superannuation, there is no substitute for an advisor's experience and knowledge.

Now is the time to seek advice on how superannuation contributions can help minimise your tax and maximise your choices in retirement.

This online service assists you in maximising the benefits of your superannuation by analysing key issues such as fees, contribution levels, taxation, investment performance and your retirement wealth creation goals. It also outlines the benefits of a "Self-Managed Super Fund" (SMSF) and the advantages of contributing to your super on behalf of your spouse.